Personal Umbrella Insurance in Lubbock, TX
Bledsoe Insurance: Keeping You Ready for Anything
As a responsible driver, homeowner and maybe a boat owner, you’ve done the responsible thing and taken out appropriate insurance policies to protect yourself and your family. Maybe you’re even insured with maximum coverages. You feel ready for anything.
But are you, really?
Personal Umbrella Insurance: When Standard Coverages Won’t Cut It
As unpleasant as it is to think about, the simple truth is that standard coverages might not be enough to protect you and your family against a large liability claim. A single event could, possibly, exhaust the payouts of standard policies—especially if you were sued and judged legally liable for someone else’s losses. What happens then?
You pay the rest. Don’t put your family or yourself in that situation, get high quality personal umbrella insurance in Lubbock, TX from Bledsoe Insurance.
The Remedy for Payout Shortfalls? Personal Umbrella Insurance from Bledsoe
You can prevent payout shortfalls with personal umbrella insurance from Bledsoe Insurance Agency. Umbrella insurance in Lubbock, TX starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.
When Do I Need Personal Umbrella Insurance?
If a guest in your home suffered an injury and sued for damages, a legal award could easily exceed the coverages provided by standard homeowners insurance. The same goes for standard car insurance if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving. The same holds true for watercraft insurance, too.
What Policies Can This Policy Supplement?
Personal umbrella insurance can serve as a supplement to all of these:
- Homeowner’s policies
- Auto policies
- Motorcycle policies
- Boat & watercraft policies