Condo Insurance in Lubbock, TX

Condo Insurance: Coverage Fundamentals

Your Condo Association probably provides some level of rudimentary insurance coverage. Typically, such coverage is limited to one of the following three types of policy:

  • Coverage for the complex’s primary building and common areas
  • Coverage for each building and for items within each unit considered to be property of the condominium complex
  • Coverage for each building, each individual unit, and for any fixtures or improvements to the unit made by the occupant

Condo Insurance Liability Coverage

Condo Association coverage also typically features a small level of personal liability coverage. For most occupants, however, this coverage won’t offer sufficient protection against every possible liability.
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Know Your Condo Association Coverages

If you’re a condo owner, it’s crucial to know the types and amounts of courtesy coverages provided by your condo association. Understanding those built-in coverages will help you make informed choices regarding condo insurance and the coverages you need to gain maximum protection.

Protecting Your Assets

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What Does Condo Insurance Cover?

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What Are The Exclusions?

As with home insurance policies, condo insurance doesn’t cover specific peril types:

  • Floods
  • Earthquakes and mudslides
  • Settling
  • Natural deterioration and neglect
  • Birds, rodents, insects, and domesticated animals

Multi-Policy Discounts

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Contact Bledsoe Insurance Agency for a Free Condo Insurance Quote

If you’re shopping for condo insurance anywhere in Texas, we’d be thrilled to hear from you. As an independent Texas insurance agent, we offer free, comparative quotes on Condo Insurance from multiple insurance carriers, meaning you’ll get the best possible rate. Our ability to comparison shop on your behalf lots of time, too!

If you’re ready to see how much we can save you on condo insurance, call Bledsoe Insurance Agency today at (806) 794-8686! For a free online condo insurance quote, fill out the quote form on contact page!

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